{"text_format":"1","workbook":"xlsx","n_sheets":14,"sheets":["Tips","Overview","January","February","March","April","May","June","July","August","September","October","November","December"],"not_rendered":{"charts":0,"images":0,"macros":0,"external_links":0,"defined_names":9,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Tips","index":0,"n_rows":34,"n_cols":9,"rows_kept":34,"cut":false,"hidden":false,"merged":[[1,5,1,10],[2,5,7,7],[2,8,7,10],[21,1,21,3],[16,1,16,3],[17,1,19,3],[1,1,1,3],[2,1,13,3],[33,1,33,3],[22,1,22,3],[23,1,23,3],[24,1,24,3],[25,1,25,3],[26,1,26,3],[27,1,27,3],[28,1,28,3],[29,1,29,3],[30,1,30,3],[31,1,31,3],[32,1,32,3]]}
[]
[null,"Friendly Reminder",null,null,null,"Helpful Tips"]
[null,"The cells on the overview page are all automated, you do not need to enter any data into the, they will stay blank until you enter the data on the other sheets. Please don’t delete any columns or rows in any of the spreadsheets. If you find that some titles are not relevant to you please either change their name or leave them blank. ",null,null,null,"If you find yourself with an excess of £50 or above it would be an idea to put some money aside if you are able.",null,null,"If your find yourself going into negative figures, it would be an idea to see financial help and support. "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Bold Items"]
[null,"If you see Bold Items in bills section, they are classified as priority bills. "]
[]
[]
[]
[null,"Priority Payment lists"]
[null,"Rent/Mortgage"]
[null,"Council Tax"]
[null,"Gas"]
[null,"Electric"]
[null,"Water"]
[null,"Car Insurance "]
[null,"Road Tax"]
[null,"Car Finance "]
[null,"Child maintenance"]
[null,"HMRC Debts"]
[null,"Court Fines"]
[null,"Any Debts"]

{"sheet":"Overview","index":1,"n_rows":24,"n_cols":28,"rows_kept":24,"cut":false,"hidden":false,"merged":[[22,20,22,21],[23,20,23,21],[0,0,1,23],[2,4,2,19],[15,20,15,21],[16,20,16,21],[17,20,17,21],[18,20,18,21],[20,20,20,21],[21,20,21,21],[22,16,22,17],[23,16,23,17],[5,20,5,21],[6,20,6,21],[7,20,7,21],[8,20,8,21],[10,20,10,21],[11,20,11,21],[12,20,12,21],[13,20,13,21],[15,16,15,17],[16,16,16,17],[17,16,17,17],[18,16,18,17],[20,16,20,17],[21,16,21,17],[22,12,22,13],[23,12,23,13],[5,16,5,17],[6,16,6,17],[7,16,7,17],[8,16,8,17],[10,16,10,17],[11,16,11,17],[12,16,12,17],[13,16,13,17],[15,12,15,13],[16,12,16,13],[17,12,17,13],[18,12,18,13],[20,12,20,13],[21,12,21,13],[14,16,14,19],[22,8,22,9],[23,8,23,9],[5,12,5,13],[6,12,6,13],[7,12,7,13],[8,12,8,13],[10,12,10,13],[11,12,11,13],[12,12,12,13],[13,12,13,13],[15,8,15,9],[16,8,16,9],[17,8,17,9],[18,8,18,9],[20,8,20,9],[21,8,21,9],[21,0,21,1],[22,0,22,1],[23,0,23,1],[5,4,5,5],[6,4,6,5],[7,4,7,5],[8,4,8,5],[10,4,10,5],[11,4,11,5],[12,0,12,1],[13,0,13,1],[12,4,12,5],[13,4,13,5],[8,0,8,1],[7,0,7,1],[6,0,6,1],[5,0,5,1],[10,0,10,1],[11,0,11,1],[20,4,20,5],[21,4,21,5],[22,4,22,5],[23,4,23,5],[17,0,17,1],[18,0,18,1],[15,4,15,5],[16,4,16,5],[17,4,17,5],[18,4,18,5],[14,0,14,3],[14,4,14,7],[20,0,20,1],[4,0,4,3],[4,4,4,7],[4,8,4,11],[4,12,4,15],[4,16,4,19],[4,20,4,23],[3,27,3,29],[14,20,14,23],[15,0,15,1],[14,8,14,11],[14,12,14,15],[5,8,5,9],[6,8,6,9],[7,8,7,9],[8,8,8,9],[10,8,10,9],[11,8,11,9],[12,8,12,9],[13,8,13,9],[4,27,16,29],[16,0,16,1]]}
["Advance Budgeting Workbook"]
[]
[null,null,null,null,"Overview"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Friendly Reminder"]
["January",null,null,null,"February",null,null,null,"March",null,null,null,"April",null,null,null,"May",null,null,null,"June",null,null,null,null,null,null,"The overview page is locked to procted the automated calculations. They will stay blank until you enter the data on the other sheets. Please don’t delete any columns or rows in any of the spreadsheets. If you find that some titles are not relevant to you please either change their name or leave them blank. "]
["Total Income",null,null,{"$f":"SUM(January!C12)","v":0},"Total Income",null,null,{"$f":"SUM(February!C12)","v":0},"Total Income",null,null,{"$f":"SUM(March!C12)","v":0},"Total Income",null,null,{"$f":"SUM(April!C12)","v":0},"Total Income",null,null,{"$f":"SUM(May!C12)","v":0},"Total Income",null,null,{"$f":"SUM(June!C12)","v":0}]
["Total Spend",null,null,{"$f":"SUM(January!G30,January!K30,January!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(February!G30,February!K30,February!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(March!G30,March!K30,March!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(April!G30,April!K30,April!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(May!G30,May!K30,May!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(June!G30,June!K30,June!O22)","v":0}]
["Savings",null,null,{"$f":"SUM(January!C16)","v":0},"Savings",null,null,{"$f":"SUM(February!C16)","v":0},"Savings",null,null,{"$f":"SUM(March!C16)","v":0},"Savings",null,null,{"$f":"SUM(April!C16)","v":0},"Savings",null,null,{"$f":"SUM(May!C16)","v":0},"Savings",null,null,{"$f":"SUM(June!C16)","v":0}]
["Remaining",null,null,{"$f":"SUM(January!A21)","v":0},"Remaining",null,null,{"$f":"SUM(February!A21)","v":0},"Remaining",null,null,{"$f":"SUM(March!A21)","v":0},"Remaining",null,null,{"$f":"SUM(April!A21)","v":0},"Remaining",null,null,{"$f":"SUM(May!A21)","v":0},"Remaining",null,null,{"$f":"SUM(June!A21)","v":0}]
[]
["Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(January!G14:G29, January!K5:K29), _xlpm.labels, _xlfn.VSTACK(January!E14:E29, January!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(January!G14:G29, January!K5:K29), _xlfn.VSTACK(January!G14:G29, January!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(February!G14:G29, February!K5:K29), _xlpm.labels, _xlfn.VSTACK(February!E14:E29, February!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(February!G14:G29, February!K5:K29), _xlfn.VSTACK(February!G14:G29, February!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(March!G14:G29, March!K5:K29), _xlpm.labels, _xlfn.VSTACK(March!E14:E29, March!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(March!G14:G29, March!K5:K29), _xlfn.VSTACK(March!G14:G29, March!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(April!G14:G29, April!K5:K29), _xlpm.labels, _xlfn.VSTACK(April!E14:E29, April!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(April!G14:G29, April!K5:K29), _xlfn.VSTACK(April!G14:G29, April!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(May!G14:G29, May!K5:K29), _xlpm.labels, _xlfn.VSTACK(May!E14:E29, May!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(May!G14:G29, May!K5:K29), _xlfn.VSTACK(May!G14:G29, May!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(June!E14:E29, June!K5:K29), _xlpm.labels, _xlfn.VSTACK(June!E14:E29, June!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(June!G14:G29, June!K5:K29), _xlfn.VSTACK(June!G14:G29, June!K5:K29)>0)),\"\")","v":""}]
["Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(January!G14:G29, January!K5:K29), _xlpm.labels, _xlfn.VSTACK(January!E14:E29, January!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(January!G14:G29,January!K5:K29), _xlfn.VSTACK(January!G14:G29, January!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(February!G14:G29, February!K5:K29), _xlpm.labels, _xlfn.VSTACK(February!E14:E29, February!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(February!G14:G29,February!K5:K29), _xlfn.VSTACK(February!G14:G29, February!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(March!G14:G29, March!K5:K29), _xlpm.labels, _xlfn.VSTACK(March!E14:E29, March!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(March!G14:G29,March!K5:K29), _xlfn.VSTACK(March!G14:G29, March!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(April!G14:G29, April!K5:K29), _xlpm.labels, _xlfn.VSTACK(April!E14:E29, April!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(April!G14:G29,April!K5:K29), _xlfn.VSTACK(April!G14:G29, April!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(May!G14:G29, May!K5:K29), _xlpm.labels, _xlfn.VSTACK(May!E14:E29, May!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(May!G14:G29,May!K5:K29), _xlfn.VSTACK(May!G14:G29, May!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(June!G14:G29, June!K5:K29), _xlpm.labels, _xlfn.VSTACK(June!E14:E29, June!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(June!G14:G29,June!K5:K29), _xlfn.VSTACK(June!G14:G29, June!K5:K29)>0)),\"\")","v":""}]
["Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(January!G5:G13, January!O5:O21), _xlpm.labels, _xlfn.VSTACK(January!E5:E13, January!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(January!G5:G13, January!O5:O21), _xlfn.VSTACK(January!G5:G13,January!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(February!G5:G13, February!O5:O21), _xlpm.labels, _xlfn.VSTACK(February!E5:E13, February!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(February!G5:G13, February!O5:O21), _xlfn.VSTACK(February!G5:G13, February!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(March!G5:G13,March!O5:O21), _xlpm.labels, _xlfn.VSTACK(March!E5:E13, March!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(March!G5:G13, March!O5:O21), _xlfn.VSTACK(March!G5:G13, March!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(April!G5:G13,April!O5:O21), _xlpm.labels, _xlfn.VSTACK(April!E5:E13, April!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(April!G5:G13,April!O5:O21), _xlfn.VSTACK(April!G5:G13, April!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(May!G5:G13,May!O5:O21), _xlpm.labels, _xlfn.VSTACK(May!E5:E13, May!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(May!G5:G13,May!O5:O21), _xlfn.VSTACK(May!G5:G13,May!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(June!G5:G13,June!O5:O21), _xlpm.labels, _xlfn.VSTACK(June!E5:E13, June!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(June!G5:G13,June!O5:O21), _xlfn.VSTACK(June!G5:G13,June!O5:O21)>0)),\"\")","v":""}]
["Lowest Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(January!G5:G13, January!O5:O21), _xlpm.labels, _xlfn.VSTACK(January!E5:E13,January!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(January!G5:G13, January!O5:O21), _xlfn.VSTACK(January!G5:G13,January!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(February!G5:G13, February!O5:O21), _xlpm.labels, _xlfn.VSTACK(February!E5:E13,February!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(February!G5:G13, February!O5:O21), _xlfn.VSTACK(February!G5:G13,February!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(March!G5:G13, March!O5:O21), _xlpm.labels, _xlfn.VSTACK(March!E5:E13,March!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(March!G5:G13, March!O5:O21), _xlfn.VSTACK(March!G5:G13,March!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(April!G5:G13, April!O5:O21), _xlpm.labels, _xlfn.VSTACK(April!E5:E13,April!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(April!G5:G13, April!O5:O21), _xlfn.VSTACK(April!G5:G13,April!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(May!G5:G13, May!O5:O21), _xlpm.labels, _xlfn.VSTACK(May!E5:E13,May!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(May!G5:G13, May!O5:O21), _xlfn.VSTACK(May!G5:G13,May!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(June!G5:G13, June!O5:O21), _xlpm.labels, _xlfn.VSTACK(June!E5:E13,June!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(June!G5:G13, June!O5:O21), _xlfn.VSTACK(June!G5:G13,June!O5:O21)>0)),\"\")","v":""}]
["July",null,null,null,"August",null,null,null,"September",null,null,null,"October",null,null,null,"November",null,null,null,"December"]
["Total Income",null,null,{"$f":"SUM(July!C12)","v":0},"Total Income",null,null,{"$f":"SUM(August!C12)","v":0},"Total Income",null,null,{"$f":"SUM(September!C12)","v":0},"Total Income",null,null,{"$f":"SUM(October!C12)","v":0},"Total Income",null,null,{"$f":"SUM(November!C12)","v":0},"Total Income",null,null,{"$f":"SUM(December!C12)","v":0}]
["Total Spend",null,null,{"$f":"SUM(July!G30,July!K30,July!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(August!G30,August!K30,August!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(September!G30,September!K30,September!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(October!G30,October!K30,October!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(November!G30,November!K30,November!O22)","v":0},"Total Spend",null,null,{"$f":"SUM(December!G30,December!K30,December!O22)","v":0}]
["Savings",null,null,{"$f":"SUM(July!C16)","v":0},"Savings",null,null,{"$f":"SUM(August!C16)","v":0},"Savings",null,null,{"$f":"SUM(September!C16)","v":0},"Savings",null,null,{"$f":"SUM(October!C16)","v":0},"Savings",null,null,{"$f":"SUM(November!C16)","v":0},"Savings",null,null,{"$f":"SUM(December!C16)","v":0}]
["Remaining",null,null,{"$f":"SUM(July!A21)","v":0},"Remaining",null,null,{"$f":"SUM(August!A21)","v":0},"Remaining",null,null,{"$f":"SUM(September!A21)","v":0},"Remaining",null,null,{"$f":"SUM(October!A21)","v":0},"Remaining",null,null,{"$f":"SUM(November!A21)","v":0},"Remaining",null,null,{"$f":"SUM(December!A21)","v":0}]
[]
["Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(July!G14:G29, July!K5:K29), _xlpm.labels, _xlfn.VSTACK(July!E14:E29, July!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(July!G14:G29, July!K5:K29), _xlfn.VSTACK(July!G14:G29, July!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(August!G14:G29, August!K5:K29), _xlpm.labels, _xlfn.VSTACK(August!E14:E29, August!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(August!G14:G29, August!K5:K29), _xlfn.VSTACK(August!G14:G29, August!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(September!G14:G29, September!K5:K29), _xlpm.labels, _xlfn.VSTACK(September!E14:E29, September!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(September!G14:G29, September!K5:K29), _xlfn.VSTACK(September!G14:G29,September!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(October!G14:G29, October!K5:K29), _xlpm.labels, _xlfn.VSTACK(October!E14:E29, October!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(October!G14:G29, October!K5:K29), _xlfn.VSTACK(October!G14:G29, October!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(November!G14:G29,November!K5:K29), _xlpm.labels, _xlfn.VSTACK(November!E14:E29, November!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(November!G14:G29, November!K5:K29), _xlfn.VSTACK(November!G14:G29, November!K5:K29)>0)),\"\")","v":""},"Highest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(December!G14:G29, December!K5:K29), _xlpm.labels, _xlfn.VSTACK(December!E14:E29, December!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\"))","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(December!G14:G29, December!K5:K29), _xlfn.VSTACK(December!G14:G29, December!K5:K29)>0)),\"\")","v":""}]
["Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(July!G14:G29, July!K5:K29), _xlpm.labels, _xlfn.VSTACK(July!E14:E29, July!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(July!G14:G29,July!K5:K29), _xlfn.VSTACK(July!G14:G29, July!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(August!G14:G29, August!K5:K29), _xlpm.labels, _xlfn.VSTACK(August!E14:E29, August!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(August!G14:G29,August!K5:K29), _xlfn.VSTACK(August!G14:G29, August!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(September!G14:G29, September!K5:K29), _xlpm.labels, _xlfn.VSTACK(September!E14:E29, September!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(September!G14:G29,September!K5:K29), _xlfn.VSTACK(September!G14:G29, September!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(October!G14:G29, October!K5:K29), _xlpm.labels, _xlfn.VSTACK(October!E14:E29, October!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(October!G14:G29,October!K5:K29), _xlfn.VSTACK(October!G14:G29, October!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(November!G14:G29, November!K5:K29), _xlpm.labels, _xlfn.VSTACK(November!E14:E29, November!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(November!G14:G29,November!K5:K29), _xlfn.VSTACK(November!G14:G29, November!K5:K29)>0)),\"\")","v":""},"Lowest Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(December!G14:G29, December!K5:K29), _xlpm.labels, _xlfn.VSTACK(December!E14:E29, December!I5:I29), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(December!G14:G29,December!K5:K29), _xlfn.VSTACK(December!G14:G29, December!K5:K29)>0)),\"\")","v":""}]
["Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(July!G5:G13, July!O5:O21), _xlpm.labels, _xlfn.VSTACK(July!E5:E13, July!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(July!G5:G13, July!O5:O21), _xlfn.VSTACK(July!G5:G13,July!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(August!G5:G13, August!O5:O21), _xlpm.labels, _xlfn.VSTACK(August!E5:E13, August!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(August!G5:G13, August!O5:O21), _xlfn.VSTACK(August!G5:G13,August!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(September!G5:G13, September!O5:O21), _xlpm.labels, _xlfn.VSTACK(September!E5:E13, September!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(September!G5:G13,September!O5:O21), _xlfn.VSTACK(September!G5:G13,September!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(October!G5:G13, October!O5:O21), _xlpm.labels, _xlfn.VSTACK(October!E5:E13, October!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(October!G5:G13, October!O5:O21), _xlfn.VSTACK(October!G5:G13,October!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(November!G5:G13, November!O5:O21), _xlpm.labels, _xlfn.VSTACK(November!E5:E13, November!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(November!G5:G13, November!O5:O21), _xlfn.VSTACK(November!G5:G13,November!O5:O21)>0)),\"\")","v":""},"Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(December!G5:G13, December!O5:O21), _xlpm.labels, _xlfn.VSTACK(December!E5:E13, December!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MAX(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MAX(_xlfn._xlws.FILTER( _xlfn.VSTACK(December!G5:G13, December!O5:O21), _xlfn.VSTACK(December!G5:G13,December!O5:O21)>0)),\"\")","v":""}]
["Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(July!G5:G13, July!O5:O21), _xlpm.labels, _xlfn.VSTACK(July!E5:E13,July!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(July!G5:G13, July!O5:O21), _xlfn.VSTACK(July!G5:G13,July!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(August!G5:G13, August!O5:O21), _xlpm.labels, _xlfn.VSTACK(August!E5:E13,August!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(August!G5:G13, August!O5:O21), _xlfn.VSTACK(August!G5:G13,August!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(September!G5:G13, September!O5:O21), _xlpm.labels, _xlfn.VSTACK(September!E5:E13,September!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(September!G5:G13, September!O5:O21), _xlfn.VSTACK(September!G5:G13,September!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(October!G5:G13, October!O5:O21), _xlpm.labels, _xlfn.VSTACK(October!E5:E13,October!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(October!G5:G13, October!O5:O21), _xlfn.VSTACK(October!G5:G13,October!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(November!G5:G13, November!O5:O21), _xlpm.labels, _xlfn.VSTACK(November!E5:E13,November!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(November!G5:G13, November!O5:O21), _xlfn.VSTACK(November!G5:G13,November!O5:O21)>0)),\"\")","v":""},"Non Priority Spend",null,{"$f":"_xlfn.LET( _xlpm.values, _xlfn.VSTACK(December!G5:G13, December!O5:O21), _xlpm.labels, _xlfn.VSTACK(December!E5:E13,December!M5:M21), _xlpm.filteredValues, _xlfn._xlws.FILTER(_xlpm.values, _xlpm.values>0), IFERROR( _xlfn.XLOOKUP(MIN(_xlpm.filteredValues), _xlpm.values, _xlpm.labels), \"\" ) )","v":""},{"$f":"IFERROR(MIN(_xlfn._xlws.FILTER( _xlfn.VSTACK(December!G5:G13, December!O5:O21), _xlfn.VSTACK(December!G5:G13,December!O5:O21)>0)),\"\")","v":""}]

{"sheet":"January","index":2,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[20,4,20,5],[19,4,19,5],[28,4,28,5],[27,4,27,5],[26,4,26,5],[25,4,25,5],[24,4,24,5],[23,4,23,5],[23,8,23,9],[22,8,22,9],[21,8,21,9],[20,8,20,9],[19,8,19,9],[18,8,18,9],[6,12,6,13],[5,12,5,13],[4,12,4,13],[17,8,17,9],[8,12,8,13],[7,12,7,13],[4,8,4,9],[8,8,8,9],[7,8,7,9],[6,8,6,9],[5,8,5,9],[16,8,16,9],[15,8,15,9],[14,8,14,9],[13,8,13,9],[29,8,29,9],[28,8,28,9],[27,8,27,9],[26,8,26,9],[25,8,25,9],[24,8,24,9],[12,12,12,13],[11,12,11,13],[10,12,10,13],[9,12,9,13],[21,12,21,13],[20,12,20,13],[19,12,19,13],[18,12,18,13],[17,12,17,13],[16,12,16,13],[15,12,15,13],[14,12,14,13],[13,12,13,13],[10,8,10,9],[9,8,9,9],[12,8,12,9],[11,8,11,9],[9,4,9,5],[8,4,8,5],[7,4,7,5],[10,4,10,5],[6,4,6,5],[5,4,5,5],[4,4,4,5],[10,0,10,1],[4,0,4,1],[5,0,5,1],[6,0,6,1],[7,0,7,1],[8,0,8,1],[9,0,9,1],[0,0,0,1],[3,12,3,13],[3,8,3,9],[3,4,3,5],[3,0,3,1],[33,5,33,6],[11,4,11,5],[12,4,12,5],[15,0,15,1],[19,0,19,2],[20,0,20,2],[16,4,16,5],[15,4,15,5],[14,4,14,5],[13,4,13,5],[11,0,11,1],[18,4,18,5],[17,4,17,5],[29,4,29,5],[22,4,22,5],[21,4,21,5]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,null,null,"Car Finance ",null,null,null,null,null,null,null,"Mortage arrears"]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Streaming services"]
["Total Remaining",null,null,null,"Animal Insurance"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Life Insurance"]
[null,null,null,null,"Home Insurance ",null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[null,null,null,null,"Crealy "]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"February","index":3,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"March","index":4,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"April","index":5,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"May","index":6,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"June","index":7,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"July","index":8,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"August","index":9,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"September","index":10,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"October","index":11,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"November","index":12,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]

{"sheet":"December","index":13,"n_rows":30,"n_cols":15,"rows_kept":30,"cut":false,"hidden":false,"merged":[[4,0,4,1],[4,4,4,5],[4,8,4,9],[4,12,4,13],[0,0,0,1],[3,0,3,1],[3,4,3,5],[3,8,3,9],[3,12,3,13],[5,0,5,1],[5,4,5,5],[5,8,5,9],[5,12,5,13],[6,0,6,1],[6,4,6,5],[6,8,6,9],[6,12,6,13],[7,0,7,1],[7,4,7,5],[7,8,7,9],[7,12,7,13],[8,0,8,1],[8,4,8,5],[8,8,8,9],[8,12,8,13],[9,0,9,1],[9,4,9,5],[9,8,9,9],[9,12,9,13],[10,0,10,1],[10,4,10,5],[10,8,10,9],[10,12,10,13],[11,0,11,1],[11,4,11,5],[11,8,11,9],[11,12,11,13],[12,4,12,5],[12,8,12,9],[12,12,12,13],[13,4,13,5],[13,8,13,9],[13,12,13,13],[14,4,14,5],[14,8,14,9],[14,12,14,13],[15,0,15,1],[15,4,15,5],[15,8,15,9],[15,12,15,13],[16,4,16,5],[16,8,16,9],[16,12,16,13],[17,4,17,5],[17,8,17,9],[17,12,17,13],[18,4,18,5],[18,8,18,9],[18,12,18,13],[19,12,19,13],[20,0,20,2],[20,4,20,5],[20,8,20,9],[20,12,20,13],[19,0,19,2],[19,4,19,5],[19,8,19,9],[21,4,21,5],[21,8,21,9],[21,12,21,13],[22,4,22,5],[22,8,22,9],[24,4,24,5],[24,8,24,9],[23,4,23,5],[23,8,23,9],[25,4,25,5],[25,8,25,9],[26,4,26,5],[26,8,26,9],[33,5,33,6],[27,4,27,5],[27,8,27,9],[28,4,28,5],[28,8,28,9],[29,4,29,5],[29,8,29,9]]}
[]
[]
[]
["Income",null,null,null,"Bills",null,null,null,"Spending",null,null,null,"Debt Payments"]
["Wages/Salary",null,null,null,"Rent/Mortgage",null,null,null,"Food (Non standard food shop)",null,null,null,"Payment plans already in place (e.g. Stepchange)"]
["Universal Credit",null,null,null,"Council Tax",null,null,null,"Take Out",null,null,null,"Credit Cards"]
["Child Benefit",null,null,null,"Gas",null,null,null,"Eating out ",null,null,null,"Personal Loans"]
["Child Maintenance",null,null,null,"Electric",null,null,null,"Coffee shops ect ",null,null,null,"Overdraft "]
["PIP / Disability Benefit",null,null,null,"Water",null,null,null,"Online shopping (Amazon, Temu, ect)",null,null,null,"Store cards"]
["Additional Column ",null,null,null,"Car Insurance ",null,null,null,"Clothing ",null,null,null,"Klarna"]
["Other Income",null,null,null,"Road Tax",null,null,null,"Gambling sites ",null,null,null,"Clearpay"]
["Total Income",null,{"$f":"SUM(C5:C11)","v":0},null,"Car Finance "]
[null,null,null,null,"Child maintenance"]
[null,null,null,null,"TV/Internet"]
[null,null,null,null,"Phone "]
["Savings (OPTIONAL)",null,null,null,"Food "]
[null,null,null,null,"Transport "]
[null,null,null,null,"Tv Licence"]
[null,null,null,null,"Netflix "]
["Total Remaining",null,null,null,"Spotify"]
[{"$f":"SUM(C12-G30-K30-O22-C16)","v":0},null,null,null,"Gym "]
[null,null,null,null,null,null,null,null,null,null,null,null,"Total ",null,{"$f":"SUM(O5:O21)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,"Total ",null,{"$f":"SUM(G5:G29)","v":0},null,"Total ",null,{"$f":"SUM(K5:K29)","v":0}]